All tools
What it's for
Compare net cost of buying vs renting over a chosen horizon — including equity and down-payment opportunity cost
Who it's for
Renters deciding whether to buy, and households planning a 3–10 year horizon
How to use
- 1Enter buy price, down %, rate, and loan term
- 2Enter current rent and annual rent growth
- 3Set comparison horizon (e.g. 5 years) and appreciation/opportunity-cost assumptions
- 4Review cumulative cost chart and year-by-year table for break-even
- 5Use results for planning — estimates only, not investment advice
